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At Yellowstone Bank we offer a full range
of consumer banking products and are continuously adding new features
and services as they become available. From car loans to internet
banking and savings accounts to our fully automated touch tone teller,
we are committed to offering a broad range of banking services.
Sign-up for an Account here!
Some of our services:
Homestead Checking - offers a comprehensive package
of bank services for just $8.00
per month. This account has no minimum balance
requirement, offers unlimited check writing, and
personalized Homestead checks are provided free of
charge. Other features of the account include unlimited
Money Orders, Cashiers Checks, and Notary Services.
VISA Check Cards are provided free of charge and
check images are included in your monthly statement.
Your
Bounce Protection limit is $750.
Super N.O.W. Checking - offers unlimited check
writing and a competitive interest rate when a
$1,000.00 minimum balance is maintained. The account
does not earn interest on any day that the balance is
below this minimum, and a monthly service charge of
$5.00 plus 20¢ per check or debit will be assessed that
month. VISA Check Cards are provided free of charge
and check images are included in your monthly statement.
Your
Bounce Protection limit is $1,000.
Seniors Checking - is for our valued
customers over 55 years of age. This account earns
interest, offers unlimited check writing, and requires
no minimum balance. Distinctive Seniors personalized
checks are provided free of charge. Direct deposit is
available on this account. Other features include free
Money Orders, Cashiers Checks, and Notary Services.
VISA Check Cards are provided free of charge and
check images are included in your monthly statement.
Your
Bounce Protection limit is $750.
Totally Free Checking - offers unlimited
check writing with no minimum balance requirement.
Your first box of checks is provided free of charge.
Check images are not included in your monthly
statement, but they are available online through the free
Internet Banking service. We can provide a copy of a
check for a $2.00 fee.
Your
Bounce Protection limit is $600.
Regular Checking
– offers unlimited check
writing with no service fee when a $300.00 minimum
balance or $750.00 average balance is maintained. If
the ledger balance1 falls below these minimums, the
monthly service fee is $3.00 plus 10¢ per check or
debit. VISA Check Cards are provided free of charge and
check images are included in your monthly statement.
Your Bounce Protection limit is $750.
Money Market
Checking - offers a
competitive market rate3 of interest and access to funds at
all times without penalty. The rate of interest earned may
vary with the amount deposited. Please consult the rate
chart for current rates. Interest is calculated daily on the
available balance2. The account is limited to six debits per
month. If the minimum balance falls below $2,500.00, a
monthly service charge of $5.00 plus $1.00 per debit over
six will be assessed. Check images are included in the
monthly statement.
Your
Bounce Protection limit is $1,000.
Money Market Savings - offers a very
competitive market rate3 of interest and access to funds at all
times without penalty. A balance of $10,000 must be maintained
to receive the best Money Market Savings rate. Please consult the
rate chart for current rates. Interest is calculated daily on the
available balance2. The account is limited to six debits per
month. Transfers to your checking account can be made by
stopping in the bank, calling for a telephone transfer, or using
Touch Tone Teller services which are available 24 hours a day.
You will receive a monthly statement.
Regular Savings - offers an itemized statement
quarterly. Interest is calculated on the daily ledger
balance1 and paid quarterly. Each account has nine free
withdrawals per quarter, and there is no charge for
deposits. Withdrawals made in excess of nine are
assessed a handling charge of $1.00 each. There is no
additional service charge when a $100.00 minimum
balance or $300.00 average balance is maintained. If the
ledger balance1 falls below these minimums, there is a
$4.50 quarterly service charge. This account cannot have
more than three pre-authorized withdrawals per month.
Little $avers Kid's
Club - A savings account just for kids age 12 and under, with
no minimum balance, no fees and special savings
incentive gifts.
As savings incentives, the child
receives:
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A special gift for opening the account.
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A card and gift in their birthday month.
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A Little $avers toy for every deposit of
$5 or more.
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Savings-goal gifts for every $100
accumulated.
Internet
Access - Banking Online enables you to pay bills, transfer
funds, access all your accounts with secure and convenient banking
features - 24 hours a day.
Touch
Tone Teller - Twenty-four hour access to your account via
phone. Check balances, transfer funds or inquire on particular
checks. For Touch Tone Teller Service just call 628-1354 if you are
in the Billings local calling area, or call 1-800-822-5592 if you
are outside the local calling area.
Auto loans - Make your best deal on a new or used automobile
and see us for hassle free financing at competitive rates.
Debit Card - A quick and easy way to purchase products and
services at over 130,000 merchants worldwide. Discover the convenience
of using plastic without the high interest rates or fees. Debit card
purchases are deducted directly from your Yellowstone Bank checking
account as they occur. Detailed descriptions of transactions are
included on your monthly statement. No annual fee or set-up charge.
Please contact
a loan officer at any of our locations to apply.
PLEASE NOTE: All fees, minimum balances, rates, and other
account parameters affecting these accounts will change periodically.
1. Ledger Balance is the dollar amount in the account as it shows
on the bank books at the end of the business day, with no
deduction for uncollected funds or reserves.
2. Available Balance is the dollar amount in the account
available to the customer after allowance for uncollected funds.
This may include the customer’s Bounce Protection limit if
applicable.
3. All Interest Rates Paid on our accounts change periodically,
without notice, and are based on an internal index. Current rates
in effect are available by contacting the bank during
business hours.
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