Bounce Protection gives you a safety net that may permit you to overdraft your account up to your limit, including insufficient fund fees.

As long as you maintain your account in good standing (defined as making regular deposits and bringing your checking account to a positive balance at least once every 30 days), Yellowstone Bank may honor overdrafts up to a set negative balance inclusive of the bank’s normal $20.00 insufficient fund fee. New accounts may be required to wait 30 days for Bounce Protection® to take effect.

Bounce Protection is not a loan, not a line of credit, just a little extra protection for those times when you really need it.

Generally, you may access your Bounce Protection through:

• Checks and other debits cashed at teller windows
• VISA^® Check Card
• ATM transactions
• ACH debit transactions
• Checks issued to a third party
• All transactions that currently are honored through your account